Home heating oil is something that swings in price depending on how much you need it. When the summer is here and we don’t need it much the price is relatively low, somewhere near $1.00. I’ve been told that lately some folks have paid as much as $2.00 a gallon. Consider buying an oil contract where you pay a fixed price that cannot go up but if the price goes down during the winter chill (not likely) you’ll be entitled to the lower price. It has been so cold around here lately that I feel warm when its 30 degrees. That is scary.

Milk is somewhere between $2.00 and $3.50 depending on where you buy it and whether or not you use a coupon. You’ll typically pay more for convenience at Cumberland Farms or 7-Eleven and less at discount stores or warehouse stores.